What Insurance Should My Landscaper Have?


A landscaping company should have, at minimum, two types of insurance: workers’ compensation and liability insurance. Workers’ compensation will cover any workers who are injured while working on your property. Liability insurance will cover the cost of any damage done to your home.


There are a few coverage types that all landscaping businesses should consider, including general liability insurance, business owners insurance, worker’s compensation insurance, and commercial vehicle insurance.

What Types Of Coverages Should Landscapers Have?

What You Need To Know About Landscaping Insurance | Ferguson Insurance

Workers Comp for Landscapers: What you need to know

Frequently Asked Questions

What kind of insurance do I need for my landscaping business?

The most common small business insurance policies landscapers carry are: general liability, commercial property, commercial auto, and workers' compensation. There are other specialty coverages available based on their specific operations.

What kind of insurance should my lawn Guy have?

There should have been an insurance claim filed for this debacle alright. However, it should have fallen on the lawn company’s General Liability coverage for the damages and repairs to your wife’s car, broken windows and lost prize rose bushes.

How much does it cost to insure a lawn care business?

The average price of a standard $1,000,000/$2,000,000 General Liability Insurance policy for small landscaping and lawn care businesses ranges from $37 to $59 per month based on location, size, payroll, sales and experience. What Type Of Insurance Do Landscapers Need?

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