Should You Get Exterior Water Service Line Coverage?

Answer:

You do not need exterior water or service line insurance coverage for the lines owned by the utility company because they are responsible for those lines. Water lines do not include wastewater lines — separate pipes carry wastewater.


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Frequently Asked Questions

How often do exterior water lines break?

It found that lines made of copper, the most common material used for water lines, typically last 30 to 80 years. Galvanized steel pipes — also common — usually last even longer: 40 to 100 years. Even comparably weak plastic pipes (such as PVC and polyethylene) last 20 to 40 years.

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